How to Buy Car in Dubai?

Moving to Dubai often makes having your own car feel essential: it increases convenience, comfort, and independence across the city. Buying a vehicle in the UAE tends to be straightforward and cost-effective, with both new and used options widely available through local marketplaces.

Before you choose a car, it helps to understand the practical and legal steps involved so you can compare offers and avoid surprises. This guide will walk you through the key considerations and processes so you can purchase a vehicle with confidence.

Who Can Buy a Car in the UAE?

Anyone aged 18 or older who holds a valid driving licence can purchase a car in the UAE. You must also hold a residency permit to register and own a vehicle in an emirate. If your licence was issued in one of the countries recognized by UAE authorities, you may be able to exchange it for a UAE licence without taking a driving test, provided you are a resident.

Documents Needed to Purchase a Brand-New Car in Dubai

When you buy a new vehicle from a dealership, prepare these documents:

• UAE driving licence (valid)
• Passport copy
• Residency visa or residence permit copy
• Emirates ID

If you plan to finance the purchase, dealers typically require proof of income such as:

• Salary certificate or employment letter confirming income
• Recent bank statements

You must arrange insurance before driving the car out of the showroom. Dealers can often help set up insurance and handle initial registration formalities, but you are responsible for supplying the required documents.

Documents Required for Buying a Pre-Owned Car in Dubai

For used-car purchases, expect this set of paperwork:

• Valid UAE driving licence
• Emirates ID
• Passport copy
• Residency visa copy
• Current car insurance policy
• Vehicle registration card (previous owner’s registration)
• Authorized inspection certificate (typically required for vehicles older than three years)

If you buy from a dealership, they usually manage much of the paperwork and the transfer process. If you purchase from a private seller, you must ensure all documents are complete and the vehicle passes any required inspections before you complete the transfer.

What are the most popular used cars in the UAE?

Premium pre-owned models leading demand in 2023

You’ll find that buyers in the UAE often target established German and Japanese luxury names when shopping used. Mercedes‑Benz and BMW topped the list, driven by strong demand for S‑Class, E‑Class, C‑Class and 5‑Series models that offer advanced tech, comfort and resale appeal. These cars tend to retain value because owners prize their refined ride and dealer support.

Porsche models — notably the 911 and Panamera — remain sought after for buyers who want sportscar performance with everyday usability. Lexus holds a solid position too, especially the LS sedans and LX SUVs, which attract buyers who prefer reliability paired with luxury finishes. Large luxury SUVs such as the Range Rover also draw attention for their status and off‑road capability, while traditional full‑size SUVs like the Land Cruiser and Nissan Patrol are popular for their durability and strong resale.

Popular mainstream used cars in 2023

If you want dependable, affordable options, Japanese marques dominate the mainstream market. Toyota models — particularly the Corolla and Camry — are frequent choices because they combine low running costs with wide service networks. Nissan’s Altima and Pathfinder are common picks when buyers want roomy cabins and robust engines.

American models such as the Ford Mustang and Explorer capture interest from buyers seeking performance or larger family SUVs without the luxury price tag. Honda’s Civic and Accord continue to be reliable, economical sedans that hold value and offer straightforward maintenance. Overall, you’ll find the mainstream used market focuses on vehicles with proven longevity, accessible parts, and strong resale demand, making them practical choices for everyday driving.

Buying New Car Online

You can select and reserve a new car from a dealer’s website, but full purchase completion usually requires an in-person step. Book a test drive online to inspect the vehicle and finalize paperwork at the showroom.

For luxury or special-order models, you may pre-order directly from the manufacturer for import; expect longer lead times and extra coordination.

• Tip: Contact the local dealership to speed up registration, delivery, and after-sales support.

Buying a Used Car in the UAE

Benefits and Drawbacks of Choosing a Pre‑Owned Vehicle

Buying a pre-owned car can save you money and give access to higher-spec models for the same budget. You’ll likely face lower depreciation during the first years, and insurance premiums can be cheaper than for new cars.

Dealerships simplify the process by managing registration, offering structured payment options (bank transfers, cheques, finance), and providing after-sales service and consumer protections. They often run inspection and refurbishment programs that reduce short-term maintenance risk. You can verify vehicle records through services like the Emirates Vehicle Gate to confirm mileage, ownership history, and whether the car carries outstanding fines or loans.

Private sales usually cost less upfront, but you accept more responsibility. You must arrange transfer paperwork, inspections, and any warranty—or lack thereof—yourself. Private deals carry higher risk of undisclosed problems and limited legal recourse if issues arise. Conversely, dealer prices may include administrative fees and service guarantees, which increase cost but lower transactional risk.

Places to Source a Used Car in the Emirates

Consider these buying channels and what they offer:

• Dealerships: Authorized dealers for major brands provide certified pre-owned options, finance packages, and workshop support. Good for lower risk and a smoother ownership start.
• Wholesale and weekly markets: Locations such as large auto markets offer many choices and negotiating room. Expect varied vehicle conditions and limited paperwork assistance.
• Online classified platforms: Websites focused on the UAE list private and dealer stock across all emirates. They let you filter by price, year, mileage, and location.
• Newspaper and classified ad portals: Traditional listings still appear through regional papers and associated websites; useful for finding local private sellers.

Use a checklist—inspection report, service history, RTA transfer status, and finance clearance—before committing to any purchase.

Car Registration and Other Paperwork

After buying the vehicle, gather your insurance papers and clear any outstanding traffic fines tied to the car. If the vehicle is over three years old, arrange a roadworthiness check at an authorized testing center before proceeding.
Submit the registration application through the Ministry of Interior, Emirates Vehicle Gate, or an approved in-person channel, and pay the applicable registration charge (typically AED 400–420, varying by emirate).
For brand-new cars, request new plates and fit the expiry-date sticker once registration is complete.

Car costs in the UAE

You should budget for recurring expenses beyond the purchase price. Typical annual insurance premiums run roughly AED 1,200–5,000 depending on coverage and driver profile. Routine servicing and repairs commonly cost AED 150–1,500 per visit, depending on service level and vehicle type. Fuel prices sit near AED 3 per liter for common grades. Tolls use a Salik tag: expect AED 100–120 upfront (offline vs. online pricing) and AED 4 per toll crossing.

• Insurance: AED 1,200–5,000/year
• Maintenance: AED 150–1,500/service
• Fuel: ~AED 3/L
• Tolls (Salik): AED 4/scan; tag AED 100–120 (includes credit)

Car insurance

Costs vary based on your age, driving record, vehicle type, market value, and engine size. Expect annual comprehensive premiums roughly AED 1,200–5,000 and third‑party cover about AED 450–1,000.

Tips to reduce premiums

• Maintain a clean claims history.
• Choose appropriate cover limits and excess.
• Use genuine parts and keep regular maintenance records.

Importing a Car into the UAE

You can bring your personal vehicle into the UAE, but expect administrative steps, inspections, and fees. Vehicles arriving at UAE ports go through customs checks; personal-use cars may qualify for exemption from the 5% customs duty if you meet residency and documentation requirements.

Required documents typically include your UAE residency visa and passport copies, a UAE driving licence, proof of ownership, a certificate of origin, and the bill of lading from the shipper. You must also provide insurance and pass a roadworthiness test (around AED 500). A vehicle clearance certificate is required; budget roughly AED 5,000 for clearance-related charges.

• Prepare originals and copies of all documents.
• Confirm eligibility for duty exemption before shipping.
• Factor in inspection and handling timelines when planning your move.

Frequently Asked Questions

What paperwork do you need to buy a car in Dubai?

• Valid passport (with entry stamp if applicable) and Emirates ID.
• UAE residency visa (if you have one) or valid visit visa depending on the seller’s requirements.
• Valid UAE driving licence, or an international licence plus local permit when accepted.
• Proof of address (utility bill or tenancy contract) and employer letter may be requested.
• Payment proof for financed purchases (salary certificate, bank statements) or proof of funds for cash buys.
• Dealer or RTA forms required for transfer/registration.

Do you have to hold a residency visa to purchase a vehicle in Dubai?

You do not always need a residency visa just to buy a car, but many sellers and registration processes expect a residency visa and Emirates ID.
Dealerships, banks (for finance), and registration authorities often prefer buyers with residency because it simplifies documentation and long-term ownership tasks.
If you are on a visit visa, some private sellers or dealers may still sell to you, but expect extra checks and limited financing options.

How do you register a new vehicle in Dubai?

• Obtain insurance covering at least third-party liability (see insurer for RTA-compliant policy).
• Dealer typically submits documents to RTA; for private purchases you must visit an RTA service center or use an approved typing center.
• Required steps: present ID, proof of ownership or sales contract, insurance certificate, and pay registration fees and plate fees.
• RTA issues registration card (Mulkiya) and number plates; renewals occur annually and require insurance and fine clearance.

Can expatriates get car loans in Dubai, and what are the usual terms?

Yes, expatriates can access car finance from banks and specialized lenders.
Typical conditions:

• Minimum salary and employment tenure requirements (often 3–6 months or more with current employer).
• Down payment ranging from 10% to 25% depending on lender and residency status.
• Loan-to-value usually up to 80–90% for salaried expatriates with stable documentation.
• Interest rates vary by lender and borrower risk; fixed and variable options exist.
• Lenders require Emirates ID, residency visa, salary proof, bank statements, and employer letter.

What insurance must you have when you buy a car in Dubai?

You must carry at least third-party liability insurance to register and drive a vehicle legally.
Many buyers choose comprehensive cover to protect against theft, accidental damage, and third-party claims.
Check policy details for excess amounts, roadside assistance, and whether personal accident cover for drivers and passengers is included.

How can you verify the background of a used car before buying?

• Obtain the vehicle identification number (VIN) and run an RTA or third-party history check for accidents, plate changes, and outstanding finance.
• Request full service records and maintenance receipts from the seller.
• Inspect the car in person or hire a qualified mechanic to check for hidden damage, frame issues, or signs of repair.
• Verify ownership history, mileage consistency, and that there are no unpaid fines or traffic violations tied to the vehicle.
• Cross-check VIN and registration details against official documents to ensure they match.